Serving Clients Since 1982John Michael Taylor - Attorney and Counselor At Law
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Insurance Disputes
Insurance disputes often arise as a result of insurance companies interpreting policies to minimize their required payment.

We provide the legal counsel and support staff that is absolutely necessary for the client to fully understand the rights and obligations under the insurance policy in order to make the most informed decision. We have substantial experience in insurance litigation and interpretation of insurance policies and can assist you in obtaining the money owed under the policy.

If you feel you have a potential insurance dispute claim, contact us today. We all like to assume that insurance companies will honor their obligations when a valid claim is made.

Unfortunately, they often interpret policies to minimize the required payment. In other situations, insurance providers simply refuse to pay because they have a self-interest not to; payments reduce the cash reserves that insurance companies must maintain. Maintaining those cash reserves costs the insurer money, reducing profit or requiring premiums to be raised. In catastrophic situations like earthquakes or fires, the insurance companies have a financial interest not to offer compensation. An experienced insurance law attorney can help you fight a refusal to pay a claim. We can assist you in understanding the terms and conditions of your policy and completing a proper claim under the policy. If your valid claim is denied, we will file suit and litigate through trial on your behalf. We will represent someone involved in a dispute over insurance coverage outlined by almost any insurance policy.

If an insurance company refuses to pay your claim, denies payment, or offers an insufficient amount, we will represent you to reenforce the insurance company's obligations. You should never have to represent yourself against an insurance company or accept an unfair settlement offer. We have litigated and successfully represented clients in claims against most of the largest insurance companies in the United States. If the case requires tough negotiation or aggressive litigation, we will see it through that you are fairly treated and compensated by the insurance company.

The initial consultation is always free, and we welcome the opportunity to speak to you even if you are uncertain whether you have a valid claim. We are extremely proud of the results that we have obtained and look forward to sharing them with you.

 
 
Specialized Areas of Practice
   
Automobile Accidents Motorcycle Accidents
Pedestrian Accidents Wrongful Death
Arbitration No Fault
Defective Products Malpractice Actions
Insurance Disputes Underinsured Claims
Uninsured Claims    
 
No Consultation Fee
No Recovery - No Fee - Costs Only
 
4403 Manchester Ave. Suite 102, Encinitas CA 92024
Phone: (760)-942-1123 | Fax: (760)-942-7825